Status: resolved On Thursday, October 15, 2026, at 08:51 PT (15:51 UTC), Visa experienced a service disruption affecting transaction processing. Marqeta engineers detected downstream impact affecting Visa stand-in processing (STIP) on EU card programs. During this period, some transactions may have been approved or declined by network stand-in rather than Marqeta's real-time authorization engine. Marqeta engineers engaged Visa directly, and the impact ended at 09:58 PT (16:58 UTC) as transaction processing returned to normal operations.

Status: investigating Marqeta engineers have identified an issue where 3DS authentication requests are missing the user token field across a subset of customer programs. While frictionless authentications are succeeding, authentications requiring a challenge may fail. We are actively investigating the root cause and will provide another update as soon as more information becomes available.

Status: investigating On Tuesday, October 13, 2026, at approximately 01:43 PT (08:43 UTC), Marqeta engineers detected an issue affecting outbound Visa API calls in the EU region. This affects: Visa Token Lifecycle API, Visa PAN Lifecycle API, Visa Card Art API, Visa Click to Pay API Our team is actively investigating the root cause and assessing the full scope of impact. A follow-up notification with more detail will be sent within 30 minutes.